Designed to Help You Grow

600+

Loan Officers

10+

Licensed States

20+

Industry Awards

Trusted by loan officers nationwide.

See What Makes Equity Smart Different

Hear how we help loan officers grow and take control of their business.

We're here to help,
here's how.

Whether you're buying, selling, or refinancing, our expert team is here to guide you every step of the way.

Access to 150+ Lenders

Options for every borrower.

Trusted Lending Partners

Rocket Mortgage
Forward Lending
New Wave Lending
Logan Finance
BFF
Kind Lending
AmWest Funding Corp
Orion Lending
PennyMac TPO

In-House Processing

Close on time with processors you can trust.

Vetted third-party processors

Consistent file flow

On-time closings

Transparent turn times

Fast Commissions

Quick payouts. Reliable timelines.
2 Business days
for brokered loans
5 Business days
for correspondent loans
Get paid quickly and know when it's coming.

Your Business, Your Way

Set your pace. Own your workflow.
Work from anywhere Your office can be anywhere.
Control your schedule Build your day around what matters.
Build independently Grow your business on your terms.
Stay connected Backed by the Equity Smart system.
Control your path forward and we'll help.

Your Tech Stack

The tools you already know, all in one place.
Arive
Bonzo
Google Workspace
MyESHL Portal Portal
EquitySmart.ai

Find the right lender faster for tough loan scenarios.

EquitySmart.ai helps loan officers turn borrower details into lender direction faster. Enter information like credit score, LTV, income, and loan type to compare options across Equity Smart's lender network and get quick guidance on complex mortgage programs.

01 Compare options across 150+ lender partnerships
02 Search with borrower details like credit score, LTV, income, and loan type
03 Ask questions about DSCR, HELOCs, reverse mortgages, and more

We're here to help you,
wherever you are.

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1499 Huntington Dr Suite 500, South Pasadena, CA 91030, USA

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© 2001-2026 Equity Smart Home Loans. All Rights Reserved. CA NMLS #856170 | Licensed in Alabama, Arizona, California, Colorado, Florida, Idaho, Minnesota, Nevada, New Mexico, Oregon, Tennessee, Texas, & Washington. Equity Smart Home Loans is an Equal Housing Opportunity brokerage. All information deemed reliable but not guaranteed. Subject to change without notice. This content is provided for informational purposes only and is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. NMLS Consumer Access

TEXAS CONSUMERS ONLY: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.